青少年处理车祸的建议

Knowledge of the dos and don'ts of accidents can help ease that stress and mitigate the problems that might arise afterward. Although every accident is unique, you can prepare your teen to know what to do after an accident.

在你的孩子上路之前

Before your teen heads out t在这里 are some steps they can take to be prepared:

• 下载并设置一个pp王者电子官网手机应用程序. 的 国营农场^® 手机应用程序 also enables you to have an accessible digital copy of your insurance card as well as agent contact information.
• Make sure the insurance card and registration are in the 车辆.
• Know how to use a mobile phone's camera to document any post-accident damage.

事故发生后青少年应该采取的行动

If your teen is in accident, the first step is to ask: is anybody hurt? If anybody is injured, contact 911 emergency services for help immediately.

的 second step is to make sure that your teen remains safe. 这意味着如果可以安全地完成，就让开.

• 如果车辆是可驾驶的, move them to a safe spot on the shoulder or otherwise out of the way of traffic.
• Turn on hazard lights and set up emergency cones, if available.
• 离开车辆，除非这样做不安全.
• 如果车辆驾驶不安全, use the 手机应用程序 to contact Roadside Assistance to arrange a tow. 州立农场的路边服务 全天24小时都有服务吗.

一旦到了安全的地方，你的孩子就需要 报警不管事故有多严重. 轻微事故, your teen may need to file a police report on his or her own, 哪些方面可能需要你的帮助和指导. Even if an accident happens on private property, contact the police to report the incident. Depending on the severity of the accident the police may or may not come out to make a report. It's always in everyone's best interest to contact the police.

Now that the police have been notified and your teen is in a safe spot, you can let them know it's the right time to call you and then after that take steps to record all the details.

• Use the 手机应用程序 to alert the insurance company and/or agent about the accident and help to begin the 索赔过程.
• 在移动应用中共享信息, 比如联系方式和pp王者电子官网细节, 和其他与事故有关的人.
• 让其他司机也分享他们的详细信息. This information will be needed once fault and financial responsibility are established. Make sure your teen knows to record if they are the car owners.
• 使用移动应用程序, have your teen take notes about what he or she remembers of the accident, 上传照片, 太. (T在这里 will be photo reminders of what to take and how many images are needed in the app.)
• Your teen should ask for and keep a copy of the police report.

事故发生后你的孩子绝对不应该做的事

• 不要试图推卸责任.
• 除了警察，别在任何人的东西上签字.
• 不要离开现场.

在你的孩子报告了一起事故之后

Available coverage and determination of fault will help outline how repairs and other costs, 包括医药费, 是有报酬的. 的 国营农场的手机应用程序 allows you both to track the status of the claim with the claims center.

索赔流程完成后, you may find that your teen's insurance rate is adjusted at renewal. Whether your teenager's insurance rates rise after the accident may depend on how well the teen handles it and circumstances of the accident. If a teen fails to follow smart steps after an accident, it could hurt them afterward. Careful documentation of an accident will help teens avoid being found at fault for an accident they didn't cause. 除了, 如果他们离开现场, 他们可能面临额外的罚款, 这将影响他们的pp王者电子官网费率.

Being smart and prepared can minimize any additional damage. 联系州立农场的代理 今天要了解更多或访问 青少年驾驶安全网站 为青少年提供额外的安全驾驶提示.