Review your estate planning checklist
Provided by
这个方便的遗产规划检查表可以为规划遗产的任务提供思路启动器.
Do you need to plan your estate? 如果你已经有了遗产计划，上次审查是什么时候?
| Item | Yes | No | Last Review |
|---|---|---|---|
| Will - Do you have will? A will is a key estate document. | |||
| Revocable trust -您是否拥有或需要可撤销信托? 可撤销(或“生前”)信托可以作为遗嘱的替代品. | |||
| Irrevocable trust – Is an irrevocable trust 需要支付遗产税(联邦和/或州)和其他结算费用? | |||
| How are assets owned? -资产是否有适当的“标题”，以满足所有遗产规划目标? | |||
| Beneficiary designations – Are beneficiary designations current for life insurance, 401(k)s, IRAs, and other assets? | |||
Estate settlement costs
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| Estate taxes – Has estate tax planning been done? 根据联邦法律，到2022年，净资产低于1206万美元的遗产免征遗产税. State law may differ. | |||
Providing for survivors
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如果你不能为自己行动-你有 :
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| Is there a letter of instructions? -指导您的家人或遗嘱执行人处理遗产的私人、非正式方式. | |||
| 你想留下一份“道德遗嘱”吗?" ——道德遗嘱是留给子孙后代的精神遗产. |
Seek professional guidance
The guidance of a trained, 有经验的律师被认为是制定成功的遗产计划必不可少的. 其他学科的专业人士，如所得税、 life insurance, trust administration, charitable giving 而投资管理也可能是你的 estate planning "team."
