When to review your life insurance coverage
如果你有一段时间没看过人寿pp王者电子官网单的话, now may be a good time f或者一个 life insurance checkup.
Performing an annual review of your life insurance can help you keep track of your coverage over time 和 serve as a reminder to check 和 see if it’s still meeting your needs. In addition to that, 每当生活中有重大事件影响到你的家庭或你的财务状况时, t在这里’s a good chance it may impact your life insurance needs 也.
考虑在以下关键时刻查看你的人寿pp王者电子官网:
Adjusting your income
Have you found a better paying job? Did you receive a promotion? 你决定做兼职而不是全职了吗? 你收入的变化也可能导致你对人寿pp王者电子官网需求的变化.
Getting married
Sharing a life together 通常不仅仅是指分享你的住处，它还可以指 sharing your finances 也. 是否 just one of you are working 或者你们都是，如果你通过了考试，保护你配偶财务状况的一种方法就是 life insurance that can help pay for immediate needs, such as funeral expenses以及正在进行的项目，如抵押贷款或汽车付款.
Having/adopting a child
Each time a child is added to your family, 你的家庭通常会经历经济上的冲击，可能会指望你来帮助满足他们的需求. 因此，每当你的家庭有新成员时，考虑一下你的人寿pp王者电子官网范围. 人寿pp王者电子官网可以帮助你继续支付日常开支, such as daycare costs, 和 future expenses, 就像 helping pay f或者一个 child’s education.
Buying a home
New homes typically come with new mortgages. 所以如果你 buying a new home, 考虑一下你目前的人寿pp王者电子官网是否能够为幸存的配偶或伴侣提供足够的经济援助，以支付每月的抵押贷款，或者可能完全还清抵押贷款.
Opening a business
Opening a business can affect your finances. As such, the passing of you 或者一个 business partner can have a considerable impact on the business. One way to help prepare for business continuity 和 lessen the impact of loss 是通过 key employee life insurance.
Getting divorced
Consider reviewing your life insurance when getting divorced 你可能会发现你的需求已经改变了，你的 beneficiaries. If children are involved, 你可能要考虑一下，如果你去世了，人寿pp王者电子官网如何帮助支付教育费用和子女抚养费.
Coming into money
也许你刚刚发现一个失散多年的亲戚去世了，给你留下了一大笔钱. Or maybe you just won the lottery. Whatever the case may be, 有钱可以极大地改变你的财务状况和你的生活方式，这也可以成为审查你的人寿pp王者电子官网范围的理由.
Providing care f或者一个 loved one
Providing care f或者一个 loved one, such as an 衰老的父母 或者一个 child with special needs通常还包括为他们提供经济支持. 如果你有一个在经济上依赖你的爱人, 不管他们是住在你家里还是住在辅助生活机构, 考虑修改你的人寿pp王者电子官网范围，以帮助支付 replacing your support in the event of your death.
在我们的生活中有很多事情可以触发人寿pp王者电子官网审查, our 状态 Farm® agents are available to help.
You can get a life insurance quote 现在,或 give us a few details 和 a 状态 Farm agent will reach out to you.
